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Cost Comparison
MerchantEnter merchant name
AddressEnter address
Account ExecutiveEnter name
Profit Margin10%
Sales Needed to Cover Bill0
Statement Volume
$0.00
Monthly processing volume
# of Transactions
0
Monthly transactions
Average Ticket
$0.00
Per transaction
Statement Fees
$0.00
Current monthly fees
Current Effective Rate
0%
Total fees / volume
New Effective Rate
0%
WPI proposed rate
Monthly Savings by Program
Cash Discount (CDP)
$1,300.00
$15,600.00 / year
96.65% savings
Effective Rate: 0.08%
Share the Load @ 2%
$145.00
$1,740.00 / year
10.78% savings
Effective Rate: 2.00%
WPI Traditional Program
$378.00
$4,536.00 / year
28.10% savings
Effective Rate: 1.61%
Interchange & Assessment Detail
TierCategoryDiscount %Trans FeeVolume %Trans %Cost
Interchange Total
Interchange Effective Rate

Wholesale Fee

Wholesale Fee Rate1.50%
Per Transaction Fee$0.17

Cost Summary

Interchange Total$917.00
Total Cost (WPI)$967.00
Effective Rate1.61%

Estimated Residuals — Sales Rep

Traditional$458.50
CDP$360.00

Estimated Residuals — Sales Director

Traditional$183.40
CDP$120.00
MerchantEnter merchant name
AddressEnter address
DateMarch 28, 2026
Prepared ByEnter name

Thank you for the opportunity to earn your business. At Wholesale Payments Inc., we strive to offer white glove customer support by focusing on every local market that we serve. We accomplish this by providing a worry-free, cost-effective pricing & transaction solution for each merchant based on their unique needs. Our commitment to you is to create a relationship built on trust and transparency with pricing and service.

Compliant Dual Pricing

We can offer your business an alternative to traditional pricing. Our program lets you offset the cost of card transactions in a compliant way. Our terminals are set up to pass the cash discount fee directly to the customer.

Current Pricing

Monthly Sales Volume$60,000.00
# of Transactions100
Average Ticket$600.00
Monthly Fees$1,345.00
Effective Rate2.24%

Cash Discount Pricing

Cash Discount Rate3.99%
Monthly Service Fee$45.00
Impact per Ticket$2.00
Monthly Fees$45.00
Effective Rate3.99%
Total Monthly Savings
$1,345.00
100.00% reduction

Traditional Pricing

Traditional pricing model passes through the wholesale rates that we are charged by VISA/MC/AMEX/DISC. Each card type has its own published interchange rate determined by the brand. These fees are charged to cover risk, fraud, and other association fees. Your effective rate is total fees divided by monthly sales volume.

Current Pricing

Monthly Sales Volume$60,000.00
# of Transactions100
Average Ticket$50.00
Monthly Fees$1,345.00
Effective Rate2.24%

Wholesale Payments Pricing

Monthly Sales Volume$60,000.00
# of Transactions100
Average Ticket$50.00
Monthly Fees$967.00
Effective Rate1.61%
Total Monthly Savings
$378.00
28.10% reduction
Estimated Savings Matrix
ProgramMonthlyAnnualThree Years
This proposal is valid for 10 business days
MerchantEnter merchant name
AddressEnter address
DateMarch 28, 2026
Select Equipment
Equipment Pricing Details
FieldValue
Purchase Price
Min. Monthly Rental
Upfront Payout
Can Be Placed for Free
Dual Pricing Capable

Rental

Monthly Rental Fee$0.00
Monthly Software Fee$0.00
Monthly Processing Fee$0.00
Rental Monthly Fees$0.00

Purchase

Purchase Price$0.00
Monthly Software Fee$0.00
Monthly Processing Fee$0.00
3 Month Pay Off$0.00
4 Month Pay Off$0.00
Monthly Once Paid Off$0.00
Monthly Payment Options — Savings Comparison
OptionMonthly CostMonthly Savings
Prepared by: Enter name — This proposal is valid for 10 business days